Wellness Wednesday

The Mayo Clinic offers up these five tips to help people create a workout routine that fits into a busy life: 5 Simple Tips To Fit A Workout Into Any Schedule.

It's summer and it's a great time to pay attention to your eyes.

Of the approximately one million eye injuries in the United States each year, health experts say that 90% are preventable. The leading causes of eye injury are sports accidents, fireworks, yard and workshop debris and household chemicals, according to the Detroit Medical Center.

• Lawn mowers, weed trimmers and leaf blowers can throw dust and debris into the eye causing injury.
• Household chemicals such as drain cleaners, bleach, oven cleaners and battery acid can splash into the eye.
• Household items, such as elastic cords, can also strike the eye and cause injury.
• Use safety measures near fires and explosives, such as campfires and fireworks. Never look directly at a firework, bottle cork, or other explosive or projectile device if it doesn’t go off as expected. Keep a safe distance from open flames.
• Use grease shields to prevent the splattering of hot grease or oil.
• Avoid using a curling iron near your eyes.
• Don’t aim a laser pointer at anyone’s eyes, and never let children play with them.

One of the greatest threats to your eyes is invisible. Studies show that exposure to bright sunlight may increase the risk of developing cataracts, age-related macular degeneration and growths on the eye, including cancer. When spending time outdoors, sunglasses that have 97-100% UV protection should be worn. Styles that wrap around to the temples prevent the sun's rays from entering from the side.

Be a good role model and always wear proper eye protection. Fit or adjust your eye protection to make sure you have proper coverage, comfort, and adequate peripheral vision.

Wear safety glasses, goggles, face shields or full facepiece respirators when you hammer nails or metal, work with power tools or chemicals, or do any activity that might cause a burn to your eyes. If you work with hazardous chemicals that could splash into your eyes, know how to flush chemicals out, and know the location of the nearest shower or sink.
 

Wear protective eyewear during sports such as hockey, racquetball, or paintball that involve the risk of a blow to the eye. Baseball is the most common sport to cause eye injuries. Fishhook injuries are another common cause of eye injuries. Protective eyewear can prevent sports-related eye injuries more than 90% of the time.

Toys are a major source of injury, so check all toys for sharp or pointed parts.  Get protective eyewear for your children and help them use it properly. Teach children that flying toys should never be pointed at another person. Teach children how to carry sharp or pointed objects properly. Teach children that any kind of missile, projectile, or BB gun is not a toy. Don’t aim a laser pointer at anyone’s eyes, and never let children play with them.

What says summer better than the taste of fresh fruits and vegetables, especially those grown in our own backyard. Add color to your meals during National Fresh Fruit and Vegetable Month in June. As the peak season for many early garden crops find their way into our homes, it's an excellent time to shop local at a farmers market. There's one near you at Find a Farmers Market in Michigan.

Use these tips to increase your fruit and vegetable consumption:

• Make a point of buying more fruits and vegetables.
• Purchase convenience sizes, if this will help you eat more fruits and vegetables.
• If you are budget conscious, package fruit or vegetables in snack size servings, such as a handful of cut up carrots or baby carrots, washed snap peas, or cubed watermelon and store in an airtight container or bag.
• Make a tray or plate of fresh fruit and/or vegetables and leave in the refrigerator, so you have a healthy snack available while fixing a meal, sitting in front of the television or just wanting to munch on something.
• If you don’t enjoy all types of fruits and vegetables, experiment to find the ones you enjoy most and incorporate them into your diet.
• Include fruit in dishes such as yogurt, salads, cereal, ice cream and other desserts.
• Incorporate vegetables in dishes such as soups, stews, pies, wraps and sandwiches.

Now that winter has given way to spring, it's time to take a look at how the snow and heavy rains, along with strong winds could pose risks to both the inside and outside of your home. It's time to take proactive steps to safeguard your property, minimize risks from inclement weather and prevent costly damage.
 

1. Inspect and Maintain Your Roof

Your roof is your home’s first line of defense against the elements. Now that winter has transitioned to spring, look for:

• Loose or missing shingles
• Damaged or corroded flashing
• Ice dam residue or water stains

Rapid temperature changes, snow accumulation, and ice can weaken roofing materials. Prompt repairs can prevent water infiltration and further structural damage.

2. Clean and Check Gutters and Downspouts

Gutters and downspouts direct water safely away from your home’s foundation. Ensure they are free of:

• Leaves, twigs, and other debris
• Blockages that cause overflow

Make sure downspouts extend at least three feet from your foundation to prevent water from pooling and seeping into your basement or crawl space.

3. Assess Your Home’s Foundation and Siding

Spring’s heavy rains and strong winds can expose any existing vulnerabilities in your home's exterior. Check for:

• Cracked or loose siding
• Gaps or holes around windows and doors
• Worn or damaged weather stripping

Be alert for signs of water seepage now that the ground has thawed. If you have a sump pump, test it.

4. Trim Trees and Secure Outdoor Items

Spring storms can bring high winds capable of turning branches and unsecured items into hazards. Be proactive by:

• Trimming overhanging or dead branches
• Securing patio furniture, grills, and lawn decorations

Prevent potential damage to your roof, siding, or windows from airborne debris.

5. Grade Your Lot for Proper Drainage

Proper grading prevents water from accumulating near your foundation. Make sure your yard slopes away from the home, which helps:

• Prevent water damage and erosion
• Protect against foundation cracks and shifting
• Keep the soil around the foundation stable

A well-graded lot ensures rainwater flows away efficiently, reducing long-term risks to your home’s structure.

6. Prepare for Emergencies

Even with thorough preparation, severe weather can still lead to unexpected damage. It’s essential to have an emergency plan in place. Be sure to:

• Stock flashlights, batteries, a battery-operated radio, and a first-aid kit
• Keep a supply of bottled water and non-perishable food
• Ensure your backup generator is functional and fueled
• Charge phones and power banks before a storm

Take time to review your homeowner’s insurance policy to confirm that you have adequate coverage for wind, hail, and water damage. Understanding your policy can help you respond quickly and confidently if damage occurs.

Today we are going to provide you with resources that addresses issues you or your loved ones can face: domestic violence, human trafficking, sexual assault, being a victim of crime, and stress. Know that a person is not alone; help is available for those who reach out.

Domestic Violence Resources PDF

Human Trafficking and Sexual Assault PDF

Additional Resources in Metro Detroit PDF

For each resource listed, there is a a phone number and a website, as well as a brief description of what each resource is providing.

We also want to provide you with a State of Michigan Health and Human Services listing of victim services, including domestic violence, sexual assault, child abuse, legal assistance, and culturally-specific services: Help for Victims Database.

Technological advancements make life easier but they can come at a cost. Every day it seems as if a data breach story hits the news. As individuals and families use more technology, there is a lot at stake when it comes to protecting ourselves online. 

Here is a booklet that addresses identity theft: Identity Theft Booklet from FTC.

If you are the victim of identity theft, use this resource to start your recovery plan: https://www.identitytheft.gov/.

Have computer security programs running and regularly updated to look for the latest threats. Install anti-virus software to protect against malware (malicious software) that can steal information such as account numbers and passwords, and use a firewall to prevent unauthorized access to your computer.

Be smart about where and how you connect to the internet for banking or other communications involving sensitive personal information. Public Wi-Fi networks and computers in public places such as libraries or hotel business centers can be risky if they don’t have up-to-date security software.

Ignore unsolicited emails asking you to open an attachment or click on a link if you don’t know who sent it or why. Cybercriminals are good at creating fake emails that look legitimate, but can install malware. Your best bet is to either ignore unsolicited requests to open attachments or files or to independently verify that the supposed source actually sent the email to you by making contact using a published email address or telephone number.

Be suspicious if someone contacts you unexpectedly online and asks for your personal information. A safe strategy is to ignore unsolicited requests for information, no matter how legitimate they appear, especially if they ask for information such as a Social Security number, bank account numbers and passwords.

Use the most secure process you can when logging into financial accounts. Create “strong” passwords that could be easy for you to remember and difficult for others to guess.  The National Institute of Standards and Technology has suggested passwords that are at least 12 characters in length and include multiple character sets, such as a mix of uppercase and lowercase letters, numbers and keyboard symbols. A good example is “1Banana+1Pineapple.” Change passwords  regularly, and try not to use the same passwords or PINs (personal identification numbers) for several accounts.

Be discreet when using social networking sites. Criminals comb those sites looking for information such as someone’s place of birth, mother’s maiden name or a pet’s name, in case those details can help them guess or reset passwords for online accounts or figure out answers to security questions that some sites use.

Be careful when using smartphones and tablets. Don’t leave your mobile device unattended and use a device password or other method to control access if it’s stolen or lost.

It's time for Staying Safe, Staying Covered which refers to protecting your property, whether you are a homeowner or a renter. Do you have the insurance coverage needed to prepare for the potential impact of severe weather conditions? Make sure that you have the right insurance in place now so that this can help you recover when severe weather hits.

Severe weather is especially common during rapid temperature swings in the spring warmup. These changing conditions can create dangerous weather patterns that significantly increase the potential for damaging severe weather, such as high winds, hail, or tornadoes.

Review your insurance coverage. Verify that you have appropriate coverage with your insurance company and discuss any coverage needs. Make sure you are financially comfortable with the amount of your deductible and know how it applies to an insurance claim. Though many types of storm damage are covered by homeowners and renters insurance, flood damage is typically not covered unless you have purchased flood insurance. Water and sewer back-up is also not automatically covered under a homeowners or renters policy.

Reminder that all important documents listed below should be stored in a safe place, such as a safe deposit box, with a relative, or digitally online. Be sure to let a family member or another trusted adult know where these documents are located.

• Take inventory. Create a detailed list of personal possessions with photographs of each room on the property, and a thorough list of other valuables not seen in the photographs.
• Secure important documents. Store copies of all insurance policy declaration pages and insurance cards in a secure place.
• Protect your finances. Make sure to have a financial plan for paying an insurance policy’s deductible to help avoid severe financial strain in the aftermath of a disaster. A deductible is a certain amount of money that must be paid out-of-pocket before the insurance company will pay a claim after a loss.
• Gather emergency contacts. Make a list of important phone numbers including family members,  and insurance companies.

If your property is damaged, you should:

• Report the claim. Contact your insurance company's claims hotline and/or agent and have your policy number(s) ready as well as other relevant information easily available. To make the claims process even easier, use this Insurance Claims Tracking Sheet which has been prepared by the State of Michigan's Department of Insurance and Financial Services.
• Prevent further loss. Take steps to protect the property to avoid further loss but do not make permanent repairs until the insurance company has inspected the damage. Be sure to keep receipts for any purchases of supplies that are needed to protect the property.
• Document the loss. Take pictures or videos of the damaged items and do not get rid of the items until instructed to do so by the insurance company.
• Protect yourself from fraud. After a storm, fraudsters claiming to be adjusters, contractors, and other service providers often go door-to-door claiming to offer services, like debris cleanup or building repairs. In these scams, the work may not be completed, may be completed with poor-quality materials or shoddy workmanship, or you may be significantly overcharged for the work. Always contact your insurer before hiring a contractor, verify the credentials and licensure of these individuals, be present in the home when damage is inspected or repaired, and never sign a contract for work without understanding it first. Also keep in mind that insurance adjusters work for and are paid by insurance companies, and you should not be asked to pay them for their services. To report a scam or price gouging, contact Michigan's Attorney General at 877-765-8388 or online for further information.

The state of Michigan doesn't require renters insurance by law. However, your landlord might make it a condition of your lease specifically because it’s important to them that you have liability insurance. Even if it’s not required, it’s highly recommended.

• Your landlord's insurance is for the building, not your stuff. Any damage to your personal property due to fire, theft, etc. is your financial responsibility unless you have a renters insurance policy.
• Your “landlord’s responsibility” is limited. Yes, a landlord is responsible for fixing structural damage like a broken pipe. But, if that broken pipe destroys your belongings, and you don’t have renters insurance coverage it’s solely on you to replace your stuff.
• When determining the amount of renters insurance you may need, think about the value of your belongings. This number can add up quickly. Determine your amount of coverage by creating an inventory of the things you own or store in your residence. This will help you assess the value and determine how much coverage you need. Make sure to read into your policy to determine whether your coverage is actual cash value, which takes depreciation into account, or replacement cost coverage, which replaces your items at their retail price of today.

The state of Michigan encourages consumers to first attempt to resolve any claim disputes directly with their insurance company. If a resolution cannot be reached, contact the Department of Insurance and Financial Services at 877-999-6442, Monday through Friday from 8 a.m. to 5 p.m., or submit a complaint online at Michigan.gov/DIFScomplaints.

Eating disorders such as anorexia, bulimia, and binge-eating disorder are serious, life-threatening conditions that affect people and their families every day.

Did you know that in the United States, approximately 30 million Americans will suffer from some type of eating disorder in their lifetime, which has the highest death rate of any mental illness? Yet, only one-third of individuals suffering do so in silence and choose to never receive treatment. Unfortunately, it can sometimes be challenging to receive an accurate diagnosis of an eating disorder. This is because the symptoms that occur do not always present themselves the same. These deadly diseases don’t discriminate, and therefore, sufferers could be of any age, gender, ethnicity, sexual orientation, socioeconomic status, and have any body type.

For more in-depth information, please check out this PowerPoint which lists 9 truths about eating disorders, along with warning signs, symptoms, health consequences and resources.

Eating Disorders 101 PowerPoint

Everyone knows the significance of the date, April 15.  Today we are going to offer up some tips on how to deescalate the stress of filing your income taxes. It is not a fun task to do, but a necessary one.

1. Gather all your documents. Here are a few common forms to look for:

• W-2 for employment earnings
• 1099-DIV for dividends
• 1099-INT for interest received
• 1099-NEC for non-employee compensation
• 1099-R for distributions from 401(k), IRA or pension plans
• Form 1098 for mortgage interest paid
• Form 5498 for IRA, SEP-IRA and SIMPLE contributions

Make a folder on your home computer as well, to keep digital tax forms, online receipts, year-end account statements and other relevant documents. For security's sake, you may want to encrypt and password protect tax-related documents on your computer. Store paper documents in a safe place for at least three years after you file your taxes, along with your completed tax returns.

2. Know your filing status. Not sure what your status is? It's based on your marital status on the last day of the year.

• Single: You are unmarried, divorced or legally separated.
• Head of household: You are single and pay more than half of your living expenses for yourself and a qualifying dependent.
• Married filing jointly: You are married or your spouse passed away during the year, and you are filing only one tax return.
• Married filing separately: You are married and don't wish to file jointly. In some cases, filing separately may save you money.
• Qualifying surviving spouse: Your spouse died within the past two years and you have one or more dependent children.

The IRS has an interactive tax assistant to help you figure out which filing status fits you and, if there's more than one option, which saves you the most money.

3. Do you have life changes?

home computer as 

4. Be aware of tax scams.

Scammers posing as the IRS may go after your personal information or demand payment; fraudsters posing as you may attempt to file taxes in your name.

• Report phishing scams to the IRS. If you receive a suspicious email or text pretending to be from the IRS, report it. The IRS does not make unscheduled phone calls or send unsolicited email or texts requesting personal identifying information or immediate payment.
• Watch out for tax identity theft. A scammer also may use your identity to file a fake tax return and collect a refund. Notify the IRS if you can't e-file your tax return because a return has already been filed under your Social Security or tax identification number.

5. Get help by phone or in person.  Here's how to start:

• Call the IRS at their toll-free IRS helpline.
• IRS Taxpayer Assistance Centers (TAS) are available nationwide to provide in-person service for 2025. Many offer extended hours.
• Get volunteer help with tax preparation. Volunteer Income Tax Assistance (VITA) provides free tax prep assistance for taxpayers who have lower incomes, disabilities or limited English-speaking skills. Tax Counseling for the Elderly (TCE) offers free tax advice for taxpayers ages 60 and older. Find a VITA or TCE site near you using the VITA Locator Tool.
• Access expert help with difficult cases. Contact the TAS if you have an unresolved issue with the IRS that involves financial hardship, systemic problems (such as lengthy delays) and issues related to fairness and equity.

6. File an Accurate Return.  Inaccuracies on your tax return are a potential trigger for an IRS audit. When you file your taxes, the IRS checks the information in it against W-2 forms from your employer; 1099s from clients, banks or investment companies; and its own record of payments you've made. If your tax return differs from what the IRS has on file, it may be flagged for a manual review, which could delay your refund.

To be extra safe, check your return for accuracy against the information the IRS has on file. You can get a free digital copy of your tax transcript by visiting the IRS's Get Your Tax Record site.

Here's the best advice we can give!

Start early and file on time. This makes the tax preparation process much less stressful. The sooner you can start, the better. Do everything you can to file on time so you can avoid penalties and interest. Your taxes don't get easier to do the longer you wait to do them. Good luck! 🤞

Do you know the difference between a cardiac arrest and a heart attack?