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Wellness Wednesday

Summer Destressing July 17, 2024

destressing this summer

“The opportunity to step away from everything and take a break is something that shouldn’t be squandered.” – Harper Reed

A major upside of teaching is the summer break - and we can utilize that time to reduce stress, increase our health and change some unhealthy habits we might have gained all while having some fun. This will first mean de-stressing yourself and here are some tips:

  1. Wake up and take a walk first thing in the morning. Studies show that getting some sunlight first thing in the morning helps us maintain a good circadian rhythm and will increase sleep habits and reduce stress.

  2. Read a book that has nothing to do with your teaching subject. Fiction can be great for this, and will help tap back into your creative side and get your mind going first thing in the morning.

  3. Give gratitude every day. Recall our Wellness Wednesday about keeping a gratitude journal (https://dft231.mi.aft.org/resources/gratitude-journal-wellness-wednesday-november-8-2023)

  4. Meditate, watch this one minute video that lists the benefits of doing this simple activity: 5 Amazing Benefits of Meditation

Chronic Disease Day July 10, 2024

chronic disease chart

 

 

Chronic Disease Day spreads awareness to educate and advocate for people who live with a chronic health conditions. Many, but not all, chronic diseases can be prevented simply by practicing self-care. Improving and practicing a healthy lifestyle can likely reduce getting a chronic disease.

A chronic disease is a condition that lasts longer than one year. According to the Center for Disease Control and Prevention, chronic disease is one of the leading causes of death in the United States. Seven out of 10 people suffer from a form of chronic disease.

What can you do to prevent getting a chronic disease?

  • Eat a healthy diet. Eating the proper amount of fruits, veggies, grains, dairy and protein plays a significant role in maintaining a healthy weight. Limiting sugar and starch intake prevents obesity, diabetes, heart disease and cancer.
  • Exercise. Increasing physical activity not only promotes physical health, it also helps balance mental health.
  • Routine medical check-ups. Visiting your doctor regularly is important so there's early detection to address medical problems and finding a plan of action.
  • Know your family medical history. Having a complete medical history of your family will help your doctor determine possible health problems you may develop.
  • Rest. Getting adequate rest is a factor in how your body reacts to "life." Stress, depression and anxiety cause serious health problems, too.

Economically, chronic diseases have a significant impact financially in the United States. Because people with chronic disease illnesses live long lives, the cost to treat these illnesses becomes extremely expensive over the years.

Why does chronic disease cost so much?

  • Patients require long-term treatment plans.
  • People who suffer from chronic disease wait until "it's too late" to seek proper care.
  • Personal health insurance lack policy guidelines to cover some chronic disease.
  • Lack of education to prevent chronic disease is available.
  • Preventative measures are not addressed by health care providers, leading to patients unable to address pre-existing based on medical history.

Mental Health Awareness May 8, 2024

You are not alone, proirtize mental health and stay connected

Wellness Wednesdays is one of the ways we are promoting well-being, which is the ability of individuals to address normal stresses, work productively, and realize one’s highest potential. We have to be aware of our mental health.

Some facts you may not know about mental health:  

Resources are available. Phone Numbers are at the bottom of this document:  

  or you can reach out by using this link: "Take the Moment" Programs with NAMI


Drinking Water: March 20, 2024

UN Global Initiative Water for Peace

Drinking water is essential to a healthy lifestyle. --Stephen Curry

Here is why water is a key factor in self-care: Drinking Water is Part of Good Mental Health Care.  To learn more about this initiative from the United Nations, scroll down on the page from Share My Lesson: World Water Day.

 

We are stronger together when we hydrate ourselves.

Gratitude Journal November 8, 2023

list of prompts for Gratitude Journal

"Find gratitude in the little things and your well of gratitude will never run dry." Antonia Montoya

One way to relieve stress is to maintain a gratitude journal.

https://www.verywellmind.com/writing-in-a-gratitude-journal-for-stress-relief-3144887

Diabetes Risk Factors and Healthy Habits November 1, 2023

November is Diabetes Awareness Month

“Motivation is what gets you started. Habit is what keeps you going.” – Jim Ryun, Olympic track star

Diabetes is a chronic (long-lasting) disease that affects how your body turns food into energy. There are three main types of diabetes: type 1, type 2, and gestational diabetes (diabetes while pregnant). More than 133 million Americans are living with diabetes (37.3 million) or prediabetes (96 million).

Breast Cancer Awareness (October 25, 2023)

October Breast Cancer Awareness pink ribbon

“Trauma may happen to you, but it can never define you.” ― Melinda Longtin


We would like to recognize that October is Breast Cancer Awareness Month.

Signs,Symptons, Risks of Breast Cancer

Breast Cancer Awareness for Men


Property Safeguards Due to Weather 5/21/2025

roof of home in rainy weather

Now that winter has given way to spring, it's time to take a look at how the snow and heavy rains, along with strong winds could pose risks to both the inside and outside of your home. It's time to take proactive steps to safeguard your property, minimize risks from inclement weather and prevent costly damage.
 

1. Inspect and Maintain Your Roof

Your roof is your home’s first line of defense against the elements. Now that winter has transitioned to spring, look for:

  • Loose or missing shingles
  • Damaged or corroded flashing
  • Ice dam residue or water stains

Rapid temperature changes, snow accumulation, and ice can weaken roofing materials. Prompt repairs can prevent water infiltration and further structural damage.

2. Clean and Check Gutters and Downspouts

Gutters and downspouts direct water safely away from your home’s foundation. Ensure they are free of:

  • Leaves, twigs, and other debris
  • Blockages that cause overflow

Make sure downspouts extend at least three feet from your foundation to prevent water from pooling and seeping into your basement or crawl space.

3. Assess Your Home’s Foundation and Siding

Spring’s heavy rains and strong winds can expose any existing vulnerabilities in your home's exterior. Check for:

  • Cracked or loose siding
  • Gaps or holes around windows and doors
  • Worn or damaged weather stripping

Be alert for signs of water seepage now that the ground has thawed. If you have a sump pump, test it.

4. Trim Trees and Secure Outdoor Items

Spring storms can bring high winds capable of turning branches and unsecured items into hazards. Be proactive by:

  • Trimming overhanging or dead branches
  • Securing patio furniture, grills, and lawn decorations

Prevent potential damage to your roof, siding, or windows from airborne debris.

5. Grade Your Lot for Proper Drainage

Proper grading prevents water from accumulating near your foundation. Make sure your yard slopes away from the home, which helps:

  • Prevent water damage and erosion
  • Protect against foundation cracks and shifting
  • Keep the soil around the foundation stable

A well-graded lot ensures rainwater flows away efficiently, reducing long-term risks to your home’s structure.

6. Prepare for Emergencies

Even with thorough preparation, severe weather can still lead to unexpected damage. It’s essential to have an emergency plan in place. Be sure to:

  • Stock flashlights, batteries, a battery-operated radio, and a first-aid kit
  • Keep a supply of bottled water and non-perishable food
  • Ensure your backup generator is functional and fueled
  • Charge phones and power banks before a storm

Take time to review your homeowner’s insurance policy to confirm that you have adequate coverage for wind, hail, and water damage. Understanding your policy can help you respond quickly and confidently if damage occurs.


 

Arbor Day plant a tree now

Celebrated on the last Friday of April in Michigan, Arbor Day is a nationwide tradition that encourages people to plant trees. Humans have relied on trees for their very survival so you could say they are woven into the very fabric of who we are. We find nourishment in their nutrient-rich fruits, shelter in their limbs, healing in their medicinal compounds, protection as they absorb harmful pollutants, and wonder in their presence.

# 1 Trees clean the air so we can breathe more easily.

In the contiguous United States, urban trees remove an estimated 711,000 metric tons of air pollution every

MORE

Property Insurance Coverage 4/9/2025

home insurance facts

It's time for Staying Safe, Staying Covered which refers to protecting your property, whether you are a homeowner or a renter. Do you have the insurance coverage needed to prepare for the potential impact of severe weather conditions? Make sure that you have the right insurance in place now so that this can help you recover when severe weather hits.

Severe weather is especially common during rapid temperature swings in the spring warmup. These changing conditions can create dangerous weather patterns that significantly increase the potential for damaging severe weather, such as high winds, hail, or tornadoes.

Review your insurance coverage. Verify that you have appropriate coverage with your insurance company and discuss any coverage needs. Make sure you are financially comfortable with the amount of your deductible and know how it applies to an insurance claim. Though many types of storm damage are covered by homeowners and renters insurance, flood damage is typically not covered unless you have purchased flood insurance. Water and sewer back-up is also not automatically covered under a homeowners or renters policy.

Reminder that all important documents listed below should be stored in a safe place, such as a safe deposit box, with a relative, or digitally online. Be sure to let a family member or another trusted adult know where these documents are located.

  • Take inventory. Create a detailed list of personal possessions with photographs of each room on the property, and a thorough list of other valuables not seen in the photographs.
  • Secure important documents. Store copies of all insurance policy declaration pages and insurance cards in a secure place.
  • Protect your finances. Make sure to have a financial plan for paying an insurance policy’s deductible to help avoid severe financial strain in the aftermath of a disaster. A deductible is a certain amount of money that must be paid out-of-pocket before the insurance company will pay a claim after a loss.
  • Gather emergency contacts. Make a list of important phone numbers including family members,  and insurance companies.

If your property is damaged, you should:

  • Report the claim. Contact your insurance company's claims hotline and/or agent and have your policy number(s) ready as well as other relevant information easily available. To make the claims process even easier, use this Insurance Claims Tracking Sheet which has been prepared by the State of Michigan's Department of Insurance and Financial Services.
  • Prevent further loss. Take steps to protect the property to avoid further loss but do not make permanent repairs until the insurance company has inspected the damage. Be sure to keep receipts for any purchases of supplies that are needed to protect the property.
  • Document the loss. Take pictures or videos of the damaged items and do not get rid of the items until instructed to do so by the insurance company.
  • Protect yourself from fraud. After a storm, fraudsters claiming to be adjusters, contractors, and other service providers often go door-to-door claiming to offer services, like debris cleanup or building repairs. In these scams, the work may not be completed, may be completed with poor-quality materials or shoddy workmanship, or you may be significantly overcharged for the work. Always contact your insurer before hiring a contractor, verify the credentials and licensure of these individuals, be present in the home when damage is inspected or repaired, and never sign a contract for work without understanding it first. Also keep in mind that insurance adjusters work for and are paid by insurance companies, and you should not be asked to pay them for their services. To report a scam or price gouging, contact Michigan's Attorney General at 877-765-8388 or online for further information.

The state of Michigan doesn't require renters insurance by law. However, your landlord might make it a condition of your lease specifically because it’s important to them that you have liability insurance. Even if it’s not required, it’s highly recommended.

  • Your landlord's insurance is for the building, not your stuff. Any damage to your personal property due to fire, theft, etc. is your financial responsibility unless you have a renters insurance policy.
  • Your “landlord’s responsibility” is limited. Yes, a landlord is responsible for fixing structural damage like a broken pipe. But, if that broken pipe destroys your belongings, and you don’t have renters insurance coverage it’s solely on you to replace your stuff.
  • When determining the amount of renters insurance you may need, think about the value of your belongings. This number can add up quickly. Determine your amount of coverage by creating an inventory of the things you own or store in your residence. This will help you assess the value and determine how much coverage you need. Make sure to read into your policy to determine whether your coverage is actual cash value, which takes depreciation into account, or replacement cost coverage, which replaces your items at their retail price of today.

The state of Michigan encourages consumers to first attempt to resolve any claim disputes directly with their insurance company. If a resolution cannot be reached, contact the Department of Insurance and Financial Services at 877-999-6442, Monday through Friday from 8 a.m. to 5 p.m., or submit a complaint online at Michigan.gov/DIFScomplaints.